Alliant Digital Banking improvements are on the way!
Starting later this year, expect:
• Refreshed, elevated design
• Improved online access for joint owners
• Zelle®, push notifications, and more
What's coming
Zelle® is a fast way to send money
To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes.
See smarter spending insights
Clear merchant names, logos, and categories give you a better understanding of where your money goes.
Track progress with financial insights
Budget, track spending, and monitor trends so you can make more informed financial decisions, all in one place.
Personalized experience
Tap into dark mode, the ability to rename all accounts, and more.
Improved online access for joint owners
Joint owners will be able to do more online, and they’ll be able to set up their own login credentials even if they’re not members.
Increased system availability
Planned maintenance will be less frequent moving forward.
Improved mobile check deposits
Deposit checks more easily with enhanced image capture.
Push notifications
Stay informed in real time about key account activity.
Our goal: A seamless, intuitive digital experience that WOWS
Continuous innovation
This upgrade sets the stage for regular enhancements, so you’ll see fresh features and improvements every few months.
Support you can count on
Our member care team is ready to help ensure your transition is smooth and stress-free.
Timeline
Fall 2026
Member transition
Transition to the new experience begins.
Late-2026 onward
Additional feature releases
We’ll continue improving your experience with new releases every few months.
What's changing: Upcoming changes to how accounts are accessed and managed
Joint owner accounts
Joint owners will gain expanded digital access, even if they are not currently an Alliant member. This applies to:
Savings account, checking accounts, and certificate products
Personal loans, auto loans, and home equity lines of credit
Select the account, choose “Account Details,” and click on "Manage Joint Owners"
Confirm each joint owner's:
Email
Mobile number
Mailing address
Remove any joint owner you do not want to have access, as permissible
Important:
For deposit accounts, removing a joint owner may reduce your total NCUA insurance coverage. Each joint owner can add up to $250,000 in additional coverage.
Co-borrowers cannot be removed from loan accounts.
Joint owners cannot be removed from Kids Savings or Teen Checking accounts.
Minor accounts
Adult joint owners of Kids Savings and Teen Checking accounts will manage these accounts through their Alliant Digital Banking dashboard.
Children under 13 (Kids Savings): You will manage your child’s account using your own login. Your child’s current username and password will be disabled after the update.
Teens ages 13-17 (Teen Checking): Teens will keep their current login and can continue everyday tasks. Some actions, such as reporting a lost or stolen debit card, will be handled by the parent or guardian.
Select the account, choose “Account Details,” and click on "Manage Joint Owners"
Confirm the joint owner’s email address is current
FAQs
We’ll keep you informed every step of the way. As we get closer to launch, you’ll see updates in online banking and the mobile app, plus via email.
You can help ensure a smooth transition by making sure your personal information is up to date. We’ll guide you through any changes when the time comes, and our member service team will be here to help ensure a smooth transition.
Absolutely. We’re working to ensure uninterrupted access and no disruptions to system availability.
To support updated security, privacy, and platform capabilities, children under age 13 will no longer have individual digital banking access after the transition to the new Alliant Digital Banking experience.
Accounts for minors under 13 can still be viewed and managed by a parent or guardian who is a joint owner on the account. This ensures continued oversight while aligning with updated access standards.
You can continue to manage your child’s Kids Savings account through your own Alliant Digital Banking login. Once your child turns 13, they will be eligible for their own digital banking access.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes.
